Free Maryland Insurance Course

Maryland Life & Health Insurance Exam Prep

A structured free course for the Maryland Life, Accident, Health & Sickness Producer exam — 15 modules, 100+ lessons, and practice quizzes aligned to the licensing blueprint. Follow the full course in order, or jump straight to lessons recommended from your practice results and uploaded Prometric score report.

15

Modules

103+

Lessons

17

Quizzes

Module 1

Coming soon

Insurance Fundamentals

6 lessons · videos coming soon

Coming soon

Module 2

Coming soon

Life Insurance Basics

7 lessons · videos coming soon

Coming soon

Module 3

Coming soon

Life Insurance Policies

7 lessons · videos coming soon

Coming soon

Module 5

Coming soon

Health Insurance Basics

7 lessons · videos coming soon

Coming soon

Module 6

Coming soon

Medical Plans

One of the weakest areas on many Maryland exam score reports.

7 lessons · videos coming soon

Coming soon

Module 7

Coming soon

Disability Income Insurance

7 lessons · videos coming soon

Coming soon

Module 8

Coming soon

Long-Term Care Insurance

6 lessons · videos coming soon

Coming soon

Module 9

Coming soon

Dental Insurance

5 lessons · videos coming soon

Coming soon

Module 10

Coming soon

Group Health Insurance

6 lessons · videos coming soon

Coming soon

Module 11

Coming soon

Insurance for Senior Citizens & Special Needs

8 lessons · videos coming soon

Coming soon

Module 12

Coming soon

Qualified Plans

A common low-scoring area on Maryland Life & Health practice reports.

8 lessons · videos coming soon

Coming soon

Module 13

Coming soon

Federal Tax Considerations

5 lessons · videos coming soon

Coming soon

Module 14

Coming soon

Maryland Insurance Regulations

9 lessons · videos coming soon

Coming soon

Module 15

Coming soon

Final Exam Preparation

4 lessons · videos coming soon

Coming soon

How to use this course

  • • Create a free account to save lesson progress across devices — no subscription required.
  • • Work module by module, or open the Annuities section for Lesson 4.1 now.
  • • Lessons without a video yet are marked coming soon — more are added regularly.
  • • Pair each module with practice exams and AI weak-area quizzes when you subscribe.
Start Module 4 · Annuities Fundamentals

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Free Maryland Insurance Course

A structured video course aligned to the Maryland Life & Health licensing exam — track progress with a free account.

Module 1: Insurance Fundamentals6 lessons

Insurance Fundamentals

Master the building blocks of insurance — risk management, perils and hazards, insurable interest, contract principles, and the law of large numbers.

Module 2: Life Insurance Basics7 lessons

Life Insurance Basics

Understand term, whole, universal, and variable life products, plus premiums and cash value — core life insurance knowledge for the Maryland exam.

Module 3: Life Insurance Policies7 lessons

Life Insurance Policies

Learn policy ownership, beneficiaries, key provisions, settlement and nonforfeiture options, riders, and policy loans.

Module 4: Annuities11 lessons

Annuities

Learn annuity fundamentals, qualified vs non-qualified taxation, fixed and variable products, and accumulation vs annuitization — heavily tested on the Maryland exam.

Module 5: Health Insurance Basics7 lessons

Health Insurance Basics

Cover health insurance fundamentals, medical expense coverage, deductibles, copayments, coinsurance, and out-of-pocket maximums.

Module 6: Medical Plans7 lessons

Medical Plans

Study HMO, PPO, POS, and EPO plans, managed care concepts, and provider networks — a common weak area on score reports.

Module 7: Disability Income Insurance7 lessons

Disability Income Insurance

Understand total, partial, and residual disability, own vs any occupation definitions, and key disability income riders.

Module 8: Long-Term Care Insurance6 lessons

Long-Term Care Insurance

Learn LTC basics, activities of daily living, home health and facility care, and essential long-term care policy features.

Module 9: Dental Insurance5 lessons

Dental Insurance

Learn dental plan basics, preventive and major services, coverage tiers, and waiting periods tested on the Maryland exam.

Module 10: Group Health Insurance6 lessons

Group Health Insurance

Study employer group health plans, COBRA continuation, HIPAA portability, ERISA, and group coverage rules.

Module 11: Insurance for Senior Citizens & Special Needs8 lessons

Insurance for Senior Citizens & Special Needs

Cover Medicare Parts A–D, Medigap supplements, Medicaid basics, and senior market products — essential for the Life & Health exam.

Module 12: Qualified Plans8 lessons

Qualified Plans

Understand traditional and Roth IRAs, 401(k), SEP and SIMPLE plans, retirement taxation, and early withdrawal penalties.

Module 13: Federal Tax Considerations5 lessons

Federal Tax Considerations

Review taxation of life insurance, annuities, health plans, and retirement accounts — a cross-cutting topic on the Maryland exam.

Module 14: Maryland Insurance Regulations9 lessons

Maryland Insurance Regulations

Learn Maryland licensing rules, producer duties, ethics, and unfair trade practices including rebating, twisting, and misrepresentation.

Module 15: Final Exam Preparation4 lessons

Final Exam Preparation

Get exam-day ready with Maryland test format, common traps, study strategies, and a practical checklist before you sit for Prometric.